Mold & Sinkholes
Mold Law Attorney/Lawyer
Toxic mold exposure can be very harmful to those occupying a home or apartment. In many cases, toxic mold growth is the result of water intrusion into the home due to construction or design defects or some unforeseen condition such as burst water pipes or damage caused by a storm. The moisture can cause the growth of toxic mold.
Despite the representations of your insurance company, your homeowner's insurance company or renters' insurance may be responsible to cover the clean up of physical damage to the home and any resulting mold problems. It may also be necessary to seek damages for personal injuries resulting from mold exposure related illnesses or aggravation of an existing illness. While some homeowners' insurance policies attempt to exclude coverage for mold, most policies actually do. If mold growth results from a covered loss, your insurance company should be responsible for remediation. If your insurance company ignores your claim or delays processing your claim causing additional damage, in some jurisdictions your insurance company will be liable for additional damages under the law of "bad faith."
Despite the representations of your insurance company, your homeowner's insurance company or renters' insurance may be responsible to cover the clean up of physical damage to the home and any resulting mold problems. It may also be necessary to seek damages for personal injuries resulting from mold exposure related illnesses or aggravation of an existing illness. While some homeowners' insurance policies attempt to exclude coverage for mold, most policies actually do. If mold growth results from a covered loss, your insurance company should be responsible for remediation. If your insurance company ignores your claim or delays processing your claim causing additional damage, in some jurisdictions your insurance company will be liable for additional damages under the law of "bad faith."
Harmful Effects of Mold:
- Nasal congestion and irritation
- Eye irritation, or wheezing
- Coughing
- Breathing Impediment
- Headaches & Fevers
- Memory Loss
Harmful Effects of Mold:
- Stachybotrys
- Aspergillus
- Penicillium
The incidence of toxic mold exposure has significantly increased. Presently, many people are being exposed to toxic mold in their home, work place and elsewhere as a result of a variety of factors, including defective construction, lack of regular maintenance, shoddy and inappropriate building materials and lack of government regulation and involvement.
Many of the effects of toxic mold exposure can be quite serious and often victims are not aware that the medical problems they have experienced are directly related to toxic mold exposure. A Plaintiff who proves that he or she was exposed to toxic mold due to the negligence of another person or company is entitled to compensation for all the following consequences related to the exposure, including:
Many of the effects of toxic mold exposure can be quite serious and often victims are not aware that the medical problems they have experienced are directly related to toxic mold exposure. A Plaintiff who proves that he or she was exposed to toxic mold due to the negligence of another person or company is entitled to compensation for all the following consequences related to the exposure, including:
- Abatement and remediation of the toxic mold;
- Replacement cost of personal property and contents of home;
- The cost of past and future medical care;
- The cost of any necessary rehabilitation;
- The loss of past and future wages;
- Pain and suffering associated with the toxic mold exposure.
If you or someone you know has suffered an injury from mold, one of our attorneys can assist you in evaluating your case. We can assist clients with the following cases. We do not offer free consultations for mold claims.
- Toxic Mold Contamination
- Mold Induced Sickness and Illness
- Property Damage Claims
- Residential Claims
- Commercial Claims
- Disputed Insurance Claims
- Denied Insurance Claims
- Mediation
- Appraisal
- Litigation
- Apartments
- Condominiums
- Houses
Sinkhole Claims and Litigation
Have you noticed cracks in your foundation, flooring, walls, or steps of your home or business? This cracking damage may be the result of sinkhole activity beneath your property. If the damage is the result of a sinkhole, you may be able to file for compensation from your insurance company for the damage caused to your home or business.
Florida law requires that all insurance carriests that issue property insurance in Florida provide coverage for damage caused by sinkholes. However, some insurance companies refuse to pay claims. Denials often state that property damage was the result of something other than sinkhole activity, such as buried organic debris or shrink swell clays. Many times, after the insurance company acknowledges that the cause of the damage is covered under the terms of your insurance policy, it will try to settle the claim for less money than the actual damages or recommend the cheapest repair method (grouting).
If you have a sinkhole, you consult with attorney before agreeing to any settlement or signing any documents with your insurance company. Gallagher & Associates Law Firm has been helping people like you with sinkhole cases. We can assist you with all types of sinkhole claims, including:
Florida law requires that all insurance carriests that issue property insurance in Florida provide coverage for damage caused by sinkholes. However, some insurance companies refuse to pay claims. Denials often state that property damage was the result of something other than sinkhole activity, such as buried organic debris or shrink swell clays. Many times, after the insurance company acknowledges that the cause of the damage is covered under the terms of your insurance policy, it will try to settle the claim for less money than the actual damages or recommend the cheapest repair method (grouting).
If you have a sinkhole, you consult with attorney before agreeing to any settlement or signing any documents with your insurance company. Gallagher & Associates Law Firm has been helping people like you with sinkhole cases. We can assist you with all types of sinkhole claims, including:
- Earth Movement
- Soil Subsidence
- Commercial Claims
- Disputed/Denied Insurance Claims
- Mediation/Appraisal
- Litigation
- Apartments
- Condominiums
- Houses
BP Oil Spill Claims and Litigation
The Deepwater Horizon oil drilling rig located off the coast of Louisiana on Mississippi caught fire on April 20, 2010, resulting in a tragic explosion that left several workers dead.
The subsequent oil spill caused by the explosion has already leaked millions of gallons of oil into the Gulf of Mexico, closing fishing grounds and disrupting the freight traffic along the entire Gulf coastline. Thousands of commercial fishing vessels based in Texas, Louisiana, Mississippi, Alabama and Florida are feeling the effects of the spill.
The effect of an oil spill on the Gulf Coast and Florida is being felt by commercial fishermen and coastal restaurants and property owners, as well as the tourism industry. The economic harm caused by this disaster may be felt for years to come.
If your livelihood has been endangered or you have suffered a financial loss due to the BP oil spill, you may be eligible to seek compensation against Tansocean, BP and Halliburton.
If you or your business has been harmed financially by the BP oil spill, Gallagher & Associates will aggressively pursue claims against all liable parties to help you get your business back on track. You may be entitled to extra expenses you incur because of the spill, as well as equipment repair or replacement costs. You may also be entitled to money for lost past and future earnings, and the destruction of irreplaceable items such as the fishing beds where you have earned your livelihood. Contact G&A for a free consultation.
The subsequent oil spill caused by the explosion has already leaked millions of gallons of oil into the Gulf of Mexico, closing fishing grounds and disrupting the freight traffic along the entire Gulf coastline. Thousands of commercial fishing vessels based in Texas, Louisiana, Mississippi, Alabama and Florida are feeling the effects of the spill.
The effect of an oil spill on the Gulf Coast and Florida is being felt by commercial fishermen and coastal restaurants and property owners, as well as the tourism industry. The economic harm caused by this disaster may be felt for years to come.
If your livelihood has been endangered or you have suffered a financial loss due to the BP oil spill, you may be eligible to seek compensation against Tansocean, BP and Halliburton.
If you or your business has been harmed financially by the BP oil spill, Gallagher & Associates will aggressively pursue claims against all liable parties to help you get your business back on track. You may be entitled to extra expenses you incur because of the spill, as well as equipment repair or replacement costs. You may also be entitled to money for lost past and future earnings, and the destruction of irreplaceable items such as the fishing beds where you have earned your livelihood. Contact G&A for a free consultation.
Chinese Drywall Litigation
Signs of Chinese drywall include strong sulfur odors, corrosion of copper wiring, failure of air conditioning units, frequent headaches, and irritated eyes. If you believe your home was built with Chinese drywall contact G&A for a free consultation.
Between 2004 and 2007, thousands of homes throughout the country were built with Chinese drywall after a construction boom and several hurricanes led to a shortage in domestic drywall. This drywall is now believed to be defective, and has been found to cause strong sulfur odors, property damage, and certain health symptoms. Some sources estimate that more than 500 million pounds of potentially defective Chinese drywall entered America during this period.
Between 2004 and 2007, thousands of homes throughout the country were built with Chinese drywall after a construction boom and several hurricanes led to a shortage in domestic drywall. This drywall is now believed to be defective, and has been found to cause strong sulfur odors, property damage, and certain health symptoms. Some sources estimate that more than 500 million pounds of potentially defective Chinese drywall entered America during this period.